How to Pay at IAA

IAA offers several convenient options to pay for vehicles. After the vehicle is awarded, payments are due by 4:30 p.m. local branch time on the due date. For U.S. domestic buyers, payment is due two business days after the vehicle is awarded. For non-U.S. foreign buyers, payment is due four business days after the vehicle is awarded. Compare options in the chart, then view more detailed information about each payment option below. 

Payment Options

Following are the various payment options available:

Payment Options Pay In-Person Pay Online at Pay on IAA Buyer App Daily Limit Available for IAA Account Type
PayPal   According to your financial institutions credit limits All accounts
I-Pay   $5,000 Domestic
Accounts Only
Credit/Debit Cards   $2,500 All accounts
One year of established purchase history required
Cash     $500 All accounts
Cash Equivalent
• Money Orders
• Cashier’s Checks
• Certified Checks
• Traveler’s Checks
    No Limit All accounts
Wire Transfer   via Email   No Limit All accounts
Financing No Limit Domestic
Dealers Only
IAA Credit   via Email   No Limit All accounts

*See below for more details


PayPal is a worldwide online payment system that allows users to pay with multiple payment options. If you would like to use PayPal to pay at IAA, you will need to have a PayPal account. This account will be connected to your credit card or checking account. If you don’t have a PayPal account, set-up is fast, and easy. PayPal is one of the most secure platforms for sending and receiving money online.

Features & Benefits

  • More credit cards accepted, including international credit cards.
  • Pay for buyer registration, vehicles, fees, and even transportation booked online.
  • Offers buyers the opportunity to apply for financing (through PayPal).
  • Access on your mobile device or cellphone via the IAA Buyer App.

To use PayPal with your IAA account:

If you already have a PayPal account, you do not need to do anything. Simply select the PayPal icon during check-out on, or pay via the IAA Buyer App. If you don’t have a PayPal account, please sign-up.

  1. You will need to provide an email, create a password, then fill-in your personal information.
  2. You will receive a link to verify your email account.
  3. Follow the step-by-step instructions for adding your payment methods.
If you have any questions, there is more information on

Download the PayPal app

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Visit our FAQ page to learn more


I-Pay® is an electronic check writing/ACH payment option that automatically transfers funds from your U.S. bank account to IAA. Customers with a Licensed Business account and a U.S. bank account can utilize this feature with a maximum daily limit of up to $5,000 to pay for purchases quickly, securely, and with no additional fees.

Features & Benefits

  • Transfer funds instantly to IAA directly from your U.S. bank account with a single click.
  • Eliminate additional fees including those required for wire transfers and money orders.
  • Make payments online at and the IAA Buyer App.

To add the secure digital I-Pay payment option to your account:

  • Log in to and go to My Auction Center.
  • On the ‘Profile’ tab, select Payment Methods.
  • Select Sign-up for I-Pay.
  • Enter the required information.
  • Select Sign Up.

Credit/Debit Cards

Use your credit/debit card for payment through IAA’s secure online system with a maximum daily processing limit of up to $2,500. All major credit cards are accepted, except American Express. U.S. domestic buyers with a licensed business account may request a daily maximum increase pending Customer Support approval. One year of established purchase history required.

Features and Benefits

  • Secure transaction system allows you to pay with confidence.
  • Set-up a maximum of 3 credit/debit cards by the Account Owner (daily max $2,500).
  • Payments can be made online at and at an IAA Branch.

To add a credit card payment option to your account:

  • Log in to and go to My Auction Center.
  • On the Profile tab, select Payment Methods and then select Add a Card.

Cash/Cash Equivalent

This includes currency, money orders, cashier’s checks, certified checks and traveler’s checks. Payment for vehicles may be made with cash, and a daily limit of $500 per day, per branch. Cash equivalent payments can be made up to any amount per day per branch. Change cannot be provided at any branch. Buyers must provide a valid government-issued photo ID for these cash/cash equivalent payments. Please familiarize yourself and your agents with our IAA’s Cash Payment Policy.

Features and Benefits

  • Payments can be made at one of our branch locations, providing a convenient and fast way to pay for your purchases.
  • Pick-up vehicles immediately when payment is made at an IAA Branch.

Find a branch

Wire Transfer

Wire transfers are a secure and reliable way to pay for vehicles from nearly anywhere in the world. Learn more about this quick and easy method in the Useful Documents and Forms section when you log in to My Auction Center on

Features and Benefits

  • Payments have no daily or branch limits/maximums.
  • Online payments can be made quickly and securely.

To use Wire Transfer as a payment option:

  • Invoices can be printed during the check out process.
  • Invoices can be used at your bank to order a wire transfer.
  • Log in to your IAA account to view the Wire Transfer Notification and Payment Instructions.
  • Instructions are located towards the bottom of our Useful Documents and Forms page.
  • Download the Wire Transfer form (include Stock and Buyer numbers).
  • Email this to


Financing, or floorplanning, is available for U.S.-based licensed businesses.

Features and Benefits

  • IAA partners with several financing companies so you can find the perfect floorplanning option 
  • Maximize your purchasing power 
  • Flooring options work within your business cycle 
  • Re-invest your cash into other areas of your business 

  • To use financing as a payment option: 

  • Select one of our partner companies and find the best option for you. You will then apply for financing to complete the purchase of your IAA vehicle. 

See financing options

Available IAA Credit

IAA Account Credit is available funds that have been credited to your account.

Features and Benefits

  • Payments can be made with your IAA account credit to quickly pay for inventory, fees or transportation costs.
  • Account balance is available online at

To use available IAA Credit as a payment option: 

  • Log in to My Auction Center to view available credit directly from your dashboard
  • Send an email request to
  • Send the email must come from the account owner’s email address on file.
  • Include instructions on how to apply any available funds in the email.